[{"data":1,"prerenderedAt":3854},["ShallowReactive",2],{"en-blog/expense-policy-basics":3,"en-global-content":854,"en-article-global-content":2276,"en-blog-article-more-articles-850961c4-ad89-4a0e-9294-8ac179da7176":2535,"en-blog-article-more-articles-208731673":3849},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":842,"full_slug":843,"sort_by_date":42,"position":844,"tag_list":845,"is_startpage":27,"parent_id":846,"meta_data":42,"group_id":847,"first_published_at":848,"release_id":42,"lang":48,"path":42,"alternates":849,"default_full_slug":843,"translated_slugs":850},"Expense policy 101: understanding the basics","2022-10-24T15:41:02.360Z","2026-03-20T15:35:25.155Z","2026-03-20T15:35:25.182Z",208731673,"f5a24a40-4ca3-4616-a4a9-b6e19397cbc9",{"_uid":11,"roles":12,"title":4,"author":13,"topics":58,"content":99,"noIndex":27,"category":718,"language":743,"component":731,"heroMedia":744,"sidebarCta":751,"publishedAt":752,"readingTime":753,"redirectUrl":25,"listingImage":754,"metaDescription":755,"bottomArticleCta":756,"componentsAfterTheArticle":757},"a71b8ea6-ccca-40d8-b57e-65449295981a",[],{"name":14,"created_at":15,"published_at":16,"updated_at":17,"id":18,"uuid":19,"content":20,"slug":40,"full_slug":41,"sort_by_date":42,"position":43,"tag_list":44,"is_startpage":27,"parent_id":45,"meta_data":42,"group_id":46,"first_published_at":47,"release_id":42,"lang":48,"path":42,"alternates":49,"default_full_slug":41,"translated_slugs":50,"_stopResolving":57},"Tom Baragwanath","2022-10-19T17:36:11.467Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:20.047Z",206165075,"c1fcaf94-9dc3-4114-906a-9c1635838ea6",{"_uid":21,"name":14,"links":22,"picture":23,"lastName":28,"component":29,"firstName":30,"description":31},"bae922d2-0072-40ad-9240-38293af49d56",[],{"alt":24,"name":25,"focus":25,"title":25,"filename":24,"copyright":25,"fieldtype":26,"is_external_url":27},"https://a.storyblok.com/f/146026/433x433/59f5315c9a/tom-baragwanath.jfif","","asset",false,"Baragwanath","author","Tom",{"type":32,"content":33},"doc",[34],{"type":35,"content":36},"paragraph",[37],{"text":38,"type":39},"Tom Baragwanath is an author and freelance content marketer. ","text","tom-baragwanath","blog/author/tom-baragwanath",null,-120,[],176408854,"7aed10ab-6fb5-40e6-87b3-02858df965b5","2022-11-02T15:26:09.609Z","default",[],[51,53,55],{"path":41,"name":42,"lang":52,"published":42},"fr",{"path":41,"name":42,"lang":54,"published":42},"de",{"path":41,"name":42,"lang":56,"published":42},"es",true,[59,79],{"name":60,"created_at":61,"published_at":16,"updated_at":62,"id":63,"uuid":64,"content":65,"slug":68,"full_slug":69,"sort_by_date":42,"position":43,"tag_list":70,"is_startpage":27,"parent_id":71,"meta_data":42,"group_id":72,"first_published_at":73,"release_id":42,"lang":48,"path":42,"alternates":74,"default_full_slug":69,"translated_slugs":75,"_stopResolving":57},"Expense management","2022-10-19T17:57:51.580Z","2026-03-12T10:47:22.910Z",206171408,"850961c4-ad89-4a0e-9294-8ac179da7176",{"_uid":66,"name":60,"component":67},"1d1a3e21-352f-4cb9-aa7b-7c289d6480be","tag","expense-management","blog/topic/expense-management",[],176456153,"3eab4956-fb03-4f41-b5a2-7a537d9ab106","2022-11-02T15:24:53.472Z",[],[76,77,78],{"path":69,"name":42,"lang":52,"published":42},{"path":69,"name":42,"lang":54,"published":42},{"path":69,"name":42,"lang":56,"published":42},{"name":80,"created_at":81,"published_at":16,"updated_at":82,"id":83,"uuid":84,"content":85,"slug":88,"full_slug":89,"sort_by_date":42,"position":90,"tag_list":91,"is_startpage":27,"parent_id":71,"meta_data":42,"group_id":92,"first_published_at":93,"release_id":42,"lang":48,"path":42,"alternates":94,"default_full_slug":89,"translated_slugs":95,"_stopResolving":57},"Business travel spend","2022-10-19T17:57:52.426Z","2026-03-12T10:47:23.148Z",206171412,"f02d590f-28a6-4bed-9af7-ba56618838d4",{"_uid":86,"name":87,"component":67},"f4f9204a-f68c-4130-90e6-fe871d851d46","Business travel","business-travel-spend","blog/topic/business-travel-spend",-160,[],"7ee99d5b-b4ea-48cf-8744-9f4844a8319b","2022-11-02T15:24:52.136Z",[],[96,97,98],{"path":89,"name":42,"lang":52,"published":42},{"path":89,"name":42,"lang":54,"published":42},{"path":89,"name":42,"lang":56,"published":42},{"type":32,"content":100},[101,123,136,148,156,209,221,228,245,251,257,314,320,326,331,336,347,360,365,370,381,387,403,408,419,484,489,495,501,515,529,534,540,560,565,585,591,597,602,608,614,619,625,637,643,649,654,679,704,710],{"type":35,"attrs":102,"content":104},{"textAlign":42,"key":103},"p-0",[105,107,121],{"text":106,"type":39},"As an entrepreneur just starting out, drafting and implementing an ",{"text":108,"type":39,"marks":109},"expense policy",[110],{"type":111,"attrs":112},"link",{"href":113,"uuid":114,"anchor":42,"target":115,"linktype":116,"story":117},"expense-policy-guide","4a84f287-5289-4327-8d93-7fb2a67dae5e","_blank","story",{"name":118,"id":119,"uuid":114,"slug":113,"url":120,"full_slug":120,"_stopResolving":57},"Company expense policy: A guide for modern businesses",208735308,"blog/expense-policy-guide",{"text":122,"type":39}," is probably not high on your list of priorities. Even though you’re probably more interested in growing your team or acquiring new users, it’s important to spend some time thinking about the future, too.",{"type":35,"attrs":124,"content":126},{"textAlign":42,"key":125},"p-1",[127,129,134],{"text":128,"type":39},"But the moment your team starts to grow, ",{"text":130,"type":39,"marks":131},"you'll be wishing you had clear spending rules in place",[132],{"type":133},"bold",{"text":135,"type":39},". If you aren't ready to take this step, you should at least keep track of all transactions so they can be approved by a manager.",{"type":35,"attrs":137,"content":139},{"textAlign":42,"key":138},"p-2",[140,142,146],{"text":141,"type":39},"In any case, ",{"text":143,"type":39,"marks":144},"we think it’s time for a crash course on expense policies.",[145],{"type":133},{"text":147,"type":39}," In this article, you’ll learn why you need one, what it means to have one, and the steps you need to follow to set one up.",{"type":35,"attrs":149,"content":151},{"textAlign":42,"key":150},"p-3",[152],{"text":153,"type":39,"marks":154},"Further reading",[155],{"type":133},{"type":157,"content":158},"bullet_list",[159,176,192],{"type":160,"content":161},"list_item",[162],{"type":35,"attrs":163,"content":165},{"textAlign":42,"key":164},"p-4",[166],{"text":167,"type":39,"marks":168},"17 ways the expense report process hurts your business",[169],{"type":111,"attrs":170},{"href":171,"uuid":172,"anchor":42,"target":115,"linktype":116,"story":173},"expense-report-process","9b42b8b7-e924-4563-b9fb-c2a622c1dfa6",{"name":167,"id":174,"uuid":172,"slug":171,"url":175,"full_slug":175,"_stopResolving":57},208785651,"blog/expense-report-process",{"type":160,"content":177},[178],{"type":35,"attrs":179,"content":181},{"textAlign":42,"key":180},"p-5",[182],{"text":183,"type":39,"marks":184},"A modern guide to general and administrative expenses",[185],{"type":111,"attrs":186},{"href":187,"uuid":188,"anchor":42,"target":115,"linktype":116,"story":189},"general-and-administrative-expenses","5a3356ab-a8f7-4c9c-abe3-3c396b29ba5e",{"name":183,"id":190,"uuid":188,"slug":187,"url":191,"full_slug":191,"_stopResolving":57},208782338,"blog/general-and-administrative-expenses",{"type":160,"content":193},[194],{"type":35,"attrs":195,"content":197},{"textAlign":42,"key":196},"p-6",[198],{"text":199,"type":39,"marks":200},"How to define reimbursable expenses for your business",[201],{"type":111,"attrs":202},{"href":203,"uuid":204,"anchor":42,"target":115,"linktype":116,"story":205},"reimbursable-expenses-business","2a872b89-270c-436a-a48f-67f4ef1c5db3",{"name":206,"id":207,"uuid":204,"slug":203,"url":208,"full_slug":208,"_stopResolving":57},"Reimbursable expenses: how to manage claims for your business",208733151,"blog/reimbursable-expenses-business",{"type":35,"attrs":210,"content":211},{"textAlign":42},[212],{"type":213,"attrs":214},"blok",{"id":215,"body":216},"aa1b53f5-b15d-45ce-ba7d-8b26b3116559",[217],{"_uid":218,"html":219,"component":220},"958ed382-7aac-4417-8a54-4c094979db48","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-a28348d3-eead-402a-8d2d-807db1c39db4\">\u003Cspan class=\"hs-cta-node hs-cta-a28348d3-eead-402a-8d2d-807db1c39db4\" id=\"hs-cta-a28348d3-eead-402a-8d2d-807db1c39db4\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/a28348d3-eead-402a-8d2d-807db1c39db4\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-a28348d3-eead-402a-8d2d-807db1c39db4\" style=\"border-width:0px;\" height=\"375\" width=\"750\" src=\"https://no-cache.hubspot.com/cta/default/2694209/a28348d3-eead-402a-8d2d-807db1c39db4.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, 'a28348d3-eead-402a-8d2d-807db1c39db4', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"type":222,"attrs":223,"content":225},"heading",{"level":224,"textAlign":42},2,[226],{"text":227,"type":39},"What is an expense policy?",{"type":35,"attrs":229,"content":231},{"textAlign":42,"key":230},"p-7",[232,234,237,239,243],{"text":233,"type":39},"An ",{"text":108,"type":39,"marks":235},[236],{"type":133},{"text":238,"type":39}," ",{"text":240,"type":39,"marks":241},"is a set of rules",[242],{"type":133},{"text":244,"type":39}," that define what the employees of a company can do with their employer’s money. They’re often laid out in a document which workers are asked to comply with when they sign their contract.",{"type":35,"attrs":246,"content":248},{"textAlign":42,"key":247},"p-8",[249],{"text":250,"type":39},"This document should clearly outline how your business deals with company-related expenses, and offer a detailed explanation on how employees are able to get reimbursed.",{"type":35,"attrs":252,"content":254},{"textAlign":42,"key":253},"p-9",[255],{"text":256,"type":39},"While expense policies vary between companies, most include the following key elements:",{"type":157,"content":258},[259,280,300],{"type":160,"content":260},[261],{"type":35,"attrs":262,"content":264},{"textAlign":42,"key":263},"p-10",[265,267,278],{"text":266,"type":39},"A clearly defined list of all ",{"text":268,"type":39,"marks":269},"expense categories",[270],{"type":111,"attrs":271},{"href":272,"uuid":273,"anchor":42,"target":115,"linktype":116,"story":274},"automated-expense-categorization","8dc5f3f2-9451-46c1-bb45-4aeac3d932ea",{"name":275,"id":276,"uuid":273,"slug":272,"url":277,"full_slug":277,"_stopResolving":57},"Autocat: automated expense categorization with Spendesk",208782316,"blog/automated-expense-categorization",{"text":279,"type":39}," that can be claimed",{"type":160,"content":281},[282],{"type":35,"attrs":283,"content":285},{"textAlign":42,"key":284},"p-11",[286,288,292],{"text":287,"type":39},"A step-by-step guide on ",{"text":289,"type":39,"marks":290},"how to ",[291],{"type":133},{"text":293,"type":39,"marks":294},"claim expenses",[295,299],{"type":111,"attrs":296},{"href":297,"uuid":42,"anchor":42,"target":115,"linktype":298},"https://www.spendesk.com/glossary/expense-claims/","url",{"type":133},{"type":160,"content":301},[302],{"type":35,"attrs":303,"content":305},{"textAlign":42,"key":304},"p-12",[306,308,312],{"text":307,"type":39},"What happens ",{"text":309,"type":39,"marks":310},"in the event of a dispute",[311],{"type":133},{"text":313,"type":39}," concerning expenses",{"type":35,"attrs":315,"content":317},{"textAlign":42,"key":316},"p-13",[318],{"text":319,"type":39},"There are lots of factors that influence the exact wording of your policy. For example, if you recently raised capital, it makes sense to be a bit more flexible, while a bootstrapped company might like to have a tighter budget.",{"type":35,"attrs":321,"content":323},{"textAlign":42,"key":322},"p-14",[324],{"text":325,"type":39},"Now, let’s take a look at the basics.",{"type":222,"attrs":327,"content":328},{"level":224,"textAlign":42},[329],{"text":330,"type":39},"Why do you need an employee spending policy?",{"type":35,"attrs":332,"content":333},{"textAlign":42,"key":103},[334],{"text":335,"type":39},"It’s easy to avoid an expense policy in the early days of a company, but every growing enterprise should think about setting one up.",{"type":35,"attrs":337,"content":338},{"textAlign":42,"key":125},[339,341,345],{"text":340,"type":39},"When you have multiple employees buying things for business purposes, the money spent on these expenses can quickly spiral out of control. If the rules are unclear (or don’t exist at all), people could end up ",{"text":342,"type":39,"marks":343},"spending too much money or buying unnecessary items",[344],{"type":133},{"text":346,"type":39},", causing an unnecessary drain on company funds.",{"type":35,"attrs":348,"content":349},{"textAlign":42,"key":138},[350,352,358],{"text":351,"type":39},"Even worse, they might commit fraud by making private or unauthorised purchases with their employer’s money. Whether intentional or accidental, ",{"text":353,"type":39,"marks":354},"expense report fraud",[355],{"type":111,"attrs":356},{"href":171,"uuid":172,"anchor":42,"target":42,"linktype":116,"story":357},{"name":167,"id":174,"uuid":172,"slug":171,"url":175,"full_slug":175,"_stopResolving":57},{"text":359,"type":39}," is a huge problem.",{"type":35,"attrs":361,"content":362},{"textAlign":42,"key":150},[363],{"text":364,"type":39},"But even when you already have rules about employee spending, it can be worth it to formalise them by creating an expense policy. Writing everything down in an official document ensures that everyone is on the same page, which helps to simplify and speed up the reimbursement process.",{"type":222,"attrs":366,"content":367},{"level":224,"textAlign":42},[368],{"text":369,"type":39},"How to create an expense policy",{"type":35,"attrs":371,"content":372},{"textAlign":42,"key":164},[373,375,379],{"text":374,"type":39},"It might sound like a daunting task, but ",{"text":376,"type":39,"marks":377},"creating your first expense policy doesn’t have to be hard.",[378],{"type":133},{"text":380,"type":39}," Get started with these six tips:",{"type":222,"attrs":382,"content":384},{"level":383,"textAlign":42},3,[385],{"text":386,"type":39},"1. Define expenses, budgets, & categories",{"type":35,"attrs":388,"content":389},{"textAlign":42,"key":180},[390,392,396,397,401],{"text":391,"type":39},"Because we’re developing a financial policy, it should be based on your company's financial situation. In order to set appropriate budgets, it’s a good idea to ",{"text":393,"type":39,"marks":394},"talk to your",[395],{"type":133},{"text":238,"type":39},{"text":398,"type":39,"marks":399},"CFO",[400],{"type":133},{"text":402,"type":39}," — if you don’t have one yet, consider getting professional advice.",{"type":35,"attrs":404,"content":405},{"textAlign":42,"key":196},[406],{"text":407,"type":39},"The same goes for setting the various expense categories you allow employees to claim. Consider what they need to excel at their job, but also think about what they shouldn’t be able to buy.",{"type":35,"attrs":409,"content":410},{"textAlign":42,"key":230},[411,417],{"text":412,"type":39,"marks":413},"The Accountancy Partnership",[414],{"type":111,"attrs":415},{"href":416,"uuid":42,"anchor":42,"target":42,"linktype":298},"https://www.theaccountancy.co.uk/fundraising-and-finance/top-tips-for-creating-a-company-employee-expenses-policy-16526.html",{"text":418,"type":39}," suggests the following as common employee expenses:",{"type":157,"content":420},[421,428,435,456,463,470,477],{"type":160,"content":422},[423],{"type":35,"attrs":424,"content":425},{"textAlign":42,"key":247},[426],{"text":427,"type":39},"Transport costs, such as plane or train tickets",{"type":160,"content":429},[430],{"type":35,"attrs":431,"content":432},{"textAlign":42,"key":253},[433],{"text":434,"type":39},"Mileage claims when using their own car for work",{"type":160,"content":436},[437],{"type":35,"attrs":438,"content":439},{"textAlign":42,"key":263},[440,442,454],{"text":441,"type":39},"Business hospitality and entertainment (aka ",{"text":443,"type":39,"marks":444},"networking",[445],{"type":111,"attrs":446},{"href":447,"uuid":448,"anchor":42,"target":449,"linktype":116,"story":450},"/cfo-network","4f368051-a577-4af7-bab1-5614a872ce66","_self",{"name":451,"id":452,"uuid":448,"slug":453,"url":453,"full_slug":453,"_stopResolving":57},"CFO Network",130950166,"cfo-network",{"text":455,"type":39}," and schmoozing)",{"type":160,"content":457},[458],{"type":35,"attrs":459,"content":460},{"textAlign":42,"key":284},[461],{"text":462,"type":39},"Sustenance, or ‘food and drink’",{"type":160,"content":464},[465],{"type":35,"attrs":466,"content":467},{"textAlign":42,"key":304},[468],{"text":469,"type":39},"Training courses and materials",{"type":160,"content":471},[472],{"type":35,"attrs":473,"content":474},{"textAlign":42,"key":316},[475],{"text":476,"type":39},"Hotel costs",{"type":160,"content":478},[479],{"type":35,"attrs":480,"content":481},{"textAlign":42,"key":322},[482],{"text":483,"type":39},"Credit card fees",{"type":222,"attrs":485,"content":486},{"level":383,"textAlign":42},[487],{"text":488,"type":39},"2. Be fair",{"type":35,"attrs":490,"content":492},{"textAlign":42,"key":491},"p-15",[493],{"text":494,"type":39},"When enforcing your new policy, it’s vital to be fair to your team. Treat employees equally and avoid making exceptions - this helps make everyone feel more valued.",{"type":35,"attrs":496,"content":498},{"textAlign":42,"key":497},"p-16",[499],{"text":500,"type":39},"Also, keep a close eye on the time it takes to process employee reimbursements. You wouldn't ask your friends or family for an interest-free six-week loan, so you probably shouldn't ask your staff either.",{"type":35,"attrs":502,"content":504},{"textAlign":42,"key":503},"p-17",[505,507,513],{"text":506,"type":39},"The result of showing this respect to team members is a highly functioning workplace. From ",{"text":508,"type":39,"marks":509},"Findmyshift",[510],{"type":111,"attrs":511},{"href":512,"uuid":42,"anchor":42,"target":42,"linktype":298},"https://www.findmyshift.co.uk/",{"text":514,"type":39},":",{"type":35,"attrs":516,"content":518},{"textAlign":42,"key":517},"p-18",[519,521,527],{"text":520,"type":39},"\"Such a message can easily pay for itself in an improved workplace environment or greater employee efficiency. It’s been shown that engaged employees deliver far more than disengaged employees, with ",{"text":522,"type":39,"marks":523},"22% higher productivity",[524],{"type":111,"attrs":525},{"href":526,"uuid":42,"anchor":42,"target":42,"linktype":298},"https://hbr.org/2013/07/employee-engagement-does-more",{"text":528,"type":39},", up to 65% lower turnover, and 41% fewer quality defect incidents among other benefits.\"",{"type":222,"attrs":530,"content":531},{"level":383,"textAlign":42},[532],{"text":533,"type":39},"3. Keep it simple",{"type":35,"attrs":535,"content":537},{"textAlign":42,"key":536},"p-19",[538],{"text":539,"type":39},"A great expense policy should be easy on the eyes. Pay attention to the language you’re using - is it clear enough for anyone to understand? Don’t go into too much detail when it’s not needed - you don’t want to end up with a 40-page document that no one will read.",{"type":35,"attrs":541,"content":543},{"textAlign":42,"key":542},"p-20",[544,546,558],{"text":545,"type":39},"While you're at it, your expense report processes should be user-friendly too. Take a look at our ",{"text":547,"type":39,"marks":548},"free expense report template",[549],{"type":111,"attrs":550},{"href":551,"uuid":552,"anchor":42,"target":115,"linktype":116,"story":553},"free-expense-report-template","1ffa8cbc-9ff8-439f-9251-659bf5cdd3ff",{"name":554,"id":555,"uuid":552,"slug":556,"url":557,"full_slug":557,"_stopResolving":57},"Free expense report template: claim business expenses easily",208732969,"expense-report-template","blog/expense-report-template",{"text":559,"type":39},", and see what you think.",{"type":222,"attrs":561,"content":562},{"level":383,"textAlign":42},[563],{"text":564,"type":39},"4. Keep updating",{"type":35,"attrs":566,"content":568},{"textAlign":42,"key":567},"p-21",[569,571,577,579,583],{"text":570,"type":39},"The team at ",{"text":572,"type":39,"marks":573},"TravelBank writes that",[574],{"type":111,"attrs":575},{"href":576,"uuid":42,"anchor":42,"target":42,"linktype":298},"https://travelbank.com/blog/expense-management/guide-to-a-sure-fire-expense-policy/",{"text":578,"type":39}," \"one in four businesses haven’t updated their expense policy in two years or more. An ",{"text":580,"type":39,"marks":581},"outdated policy might not cover increasingly common business travel practices",[582],{"type":133},{"text":584,"type":39},", such as sharing economy transport and lodging. It also might not reflect any changes in your overall organizational budget.\"",{"type":35,"attrs":586,"content":588},{"textAlign":42,"key":587},"p-22",[589],{"text":590,"type":39},"Treat your expense policy like you treat the business as a whole. The state of your company is changing all the time, and the rules should reflect that.",{"type":35,"attrs":592,"content":594},{"textAlign":42,"key":593},"p-23",[595],{"text":596,"type":39},"For example, the rules and allowances you set in year one probably won't still be applicable by year five. Your team will have grown, and your expense policy should reflect this growth.",{"type":222,"attrs":598,"content":599},{"level":383,"textAlign":42},[600],{"text":601,"type":39},"5. Comply with local regulations",{"type":35,"attrs":603,"content":605},{"textAlign":42,"key":604},"p-24",[606],{"text":607,"type":39},"If you haven’t done so already, read up on all local laws that affect your policy. Be sure you know which kind of documents to keep, and for how long — you want to avoid any surprises on that front.",{"type":35,"attrs":609,"content":611},{"textAlign":42,"key":610},"p-25",[612],{"text":613,"type":39},"Once again, be sure to get professional advice where necessary. The consequences of getting these steps wrong are too significant to just wing it on your own.",{"type":222,"attrs":615,"content":616},{"level":383,"textAlign":42},[617],{"text":618,"type":39},"6. Incorporate technology",{"type":35,"attrs":620,"content":622},{"textAlign":42,"key":621},"p-26",[623],{"text":624,"type":39},"Lastly, consider the ways technology can be used to innovate your expense management workflow. 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