[{"data":1,"prerenderedAt":3836},["ShallowReactive",2],{"en-blog/saas-management-track-subscriptions":3,"en-global-content":1066,"en-article-global-content":2489,"en-blog-article-more-articles-1ea23fbc-cf76-421e-a8c6-73b89787bb95":2746,"en-blog-article-more-articles-208729745":3831},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":1054,"full_slug":1055,"sort_by_date":53,"position":1056,"tag_list":1057,"is_startpage":27,"parent_id":1058,"meta_data":53,"group_id":1059,"first_published_at":1060,"release_id":53,"lang":71,"path":53,"alternates":1061,"default_full_slug":1055,"translated_slugs":1062},"SaaS management: how to easily track company subscriptions","2022-10-24T15:36:49.988Z","2026-03-20T15:31:09.781Z","2026-03-20T15:31:09.805Z",208729745,"a4a6c79a-e9c2-4090-8ff2-6c5512eb0087",{"_uid":11,"roles":12,"title":13,"author":14,"topics":80,"content":102,"noIndex":27,"category":937,"language":962,"component":950,"heroMedia":965,"sidebarCta":972,"publishedAt":973,"readingTime":974,"redirectUrl":25,"listingImage":975,"metaDescription":976,"componentsAfterTheArticle":977},"05d897fb-b592-419e-9e8b-197f43cf41cc",[],"SaaS management: How to easily track company subscriptions",{"name":15,"created_at":16,"published_at":17,"updated_at":18,"id":19,"uuid":20,"content":21,"slug":64,"full_slug":65,"sort_by_date":53,"position":66,"tag_list":67,"is_startpage":27,"parent_id":68,"meta_data":53,"group_id":69,"first_published_at":70,"release_id":53,"lang":71,"path":53,"alternates":72,"default_full_slug":65,"translated_slugs":73,"_stopResolving":39},"Chris Dunne","2024-11-25T19:47:17.907Z","2026-03-12T10:47:18.012Z","2026-03-12T10:48:04.132Z",584506034,"ced1d806-6e64-42d6-8b0f-d708ebbdbbfa",{"_uid":22,"links":23,"picture":40,"lastName":44,"component":45,"firstName":46,"description":47},"88e4340f-e2bc-42fe-a8f0-79dafdd55f97",[24],{"tag":25,"_uid":26,"hide":27,"icon":28,"link":33,"type":25,"label":25,"style":37,"component":38,"mobileLabel":25,"onClickEvent":25,"openInANewTab":39,"horizontalFill":27},"","74ed5df6-6607-44c9-8870-23a2db0b8f4a",false,{"id":29,"alt":25,"name":25,"focus":25,"title":25,"source":25,"filename":30,"copyright":25,"fieldtype":31,"meta_data":32,"is_external_url":27},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",{},{"id":25,"url":34,"linktype":35,"fieldtype":36,"cached_url":34},"https://www.linkedin.com/in/chrisdunne4/","url","multilink","primary","cta",true,{"id":41,"alt":25,"name":25,"focus":25,"title":25,"source":25,"filename":42,"copyright":25,"fieldtype":31,"meta_data":43,"is_external_url":27},18695910,"https://a.storyblok.com/f/146026/349x349/9150c24a43/chris-dunne.jpg",{},"Dunne","author","Chris",{"type":48,"content":49},"doc",[50],{"type":51,"attrs":52,"content":55},"paragraph",{"textAlign":53,"key":54},null,"p-0",[56],{"text":57,"type":58,"marks":59},"Chris Dunne is our Senior Content Marketing Manager. Based in Derry, he brings over 15 years of marketing experience to our content strategy. Outside of work, Chris loves spending time with his two young children, playing football, and exploring Ireland. ","text",[60],{"type":61,"attrs":62},"textStyle",{"color":63},"#3D3929","chris-dunne","blog/author/chris-dunne",-1150,[],176408854,"62a23d5f-cd56-4dee-91e3-5642f66fa78c","2024-11-25T20:08:58.249Z","default",[],[74,76,78],{"path":65,"name":53,"lang":75,"published":53},"fr",{"path":65,"name":53,"lang":77,"published":53},"de",{"path":65,"name":53,"lang":79,"published":53},"es",[81],{"name":82,"created_at":83,"published_at":17,"updated_at":84,"id":85,"uuid":86,"content":87,"slug":90,"full_slug":91,"sort_by_date":53,"position":92,"tag_list":93,"is_startpage":27,"parent_id":94,"meta_data":53,"group_id":95,"first_published_at":96,"release_id":53,"lang":71,"path":53,"alternates":97,"default_full_slug":91,"translated_slugs":98,"_stopResolving":39},"Finance tools & tech","2022-10-23T14:54:45.602Z","2026-03-12T10:47:24.227Z",208013309,"1ea23fbc-cf76-421e-a8c6-73b89787bb95",{"_uid":88,"name":82,"component":89,"hubspotId":25},"3f4c451e-8e90-42af-8ab4-49c7a12230b6","tag","finance-tools-tech","blog/topic/finance-tools-tech",-550,[],176456153,"fb813b9f-0756-465f-92a3-1598217d5c5c","2022-11-02T15:24:38.734Z",[],[99,100,101],{"path":91,"name":53,"lang":75,"published":53},{"path":91,"name":53,"lang":77,"published":53},{"path":91,"name":53,"lang":79,"published":53},{"type":48,"content":103},[104,108,119,140,144,153,160,180,202,214,220,232,322,326,330,335,353,371,407,412,422,426,430,435,439,443,451,455,479,483,501,523,533,537,547,551,555,559,563,570,574,603,612,616,621,633,643,671,675,711,721,733,738,748,767,831,835,840,844,848,856,860,864,922,926,930,936],{"type":51,"content":105},[106],{"text":107,"type":58},"SaaS tools have improved lives in countless businesses, from founders and executives to the finance team and support staff. Thanks to Slack, Intercom, Zapier, Amazon Web Services, Zendesk, Mixpanel, and many more, what used to take time and money to implement can now be done easily via a web connection.",{"type":51,"content":109},[110,112,117],{"text":111,"type":58},"But as the need for new tools emerges, your SaaS stack can quickly become unmanageable - especially as your team grows. ",{"text":113,"type":58,"marks":114},"Each exciting new tool is one more payment cycle to manage",[115],{"type":116},"bold",{"text":118,"type":58},". And when every SaaS tool has a different owner in the company, it's nearly impossible to have clear visibility over what's being spent.",{"type":51,"content":120},[121,123,138],{"text":122,"type":58},"Being able to manage this ",{"text":124,"type":58,"marks":125},"array of subscriptions ",[126],{"type":127,"attrs":128},"link",{"href":129,"uuid":130,"anchor":53,"target":131,"linktype":132,"story":133},"/en-us/blog/subscription-management","d78e966f-3004-46a3-82aa-2b553bb57ff3","_self","story",{"name":134,"id":135,"uuid":130,"slug":136,"url":137,"full_slug":137,"_stopResolving":39},"The hidden cost of subscription management: Why 66% of business software goes unused",630038844,"subscription-management","blog/subscription-management",{"text":139,"type":58},"has become a real nightmare for finance teams and founders. Do you know how can you pull yourself out of this tricky situation?",{"type":51,"content":141},[142],{"text":143,"type":58},"It is possible. We're going to show you how.",{"type":145,"attrs":146},"blok",{"id":147,"body":148},"51beb66b-bf77-47d1-bf2b-77a6aa9c9620",[149],{"_uid":150,"html":151,"component":152},"i-c9c32c0c-da75-4fd4-9bce-d9dc66b531e1","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-37e146ea-8f72-40ab-87b2-85ab3c5466b2\">\u003Cspan class=\"hs-cta-node hs-cta-37e146ea-8f72-40ab-87b2-85ab3c5466b2\" id=\"hs-cta-37e146ea-8f72-40ab-87b2-85ab3c5466b2\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/37e146ea-8f72-40ab-87b2-85ab3c5466b2\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-37e146ea-8f72-40ab-87b2-85ab3c5466b2\" style=\"border-width:0px;\" src=\"https://no-cache.hubspot.com/cta/default/2694209/37e146ea-8f72-40ab-87b2-85ab3c5466b2.png\"  alt=\"CFO Tools Report 2024\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '37e146ea-8f72-40ab-87b2-85ab3c5466b2', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"type":154,"attrs":155,"content":157},"heading",{"level":156},2,[158],{"text":159,"type":58},"What are SaaS tools?",{"type":51,"content":161},[162,164,170,172,178],{"text":163,"type":58},"SaaS stands for ",{"text":165,"type":58,"marks":166},"software as a service",[167],{"type":127,"attrs":168},{"href":169,"uuid":53,"anchor":53,"target":53,"linktype":35},"https://www.ringcentral.co.uk/gb/en/blog/definitions/software-as-a-service-saas/#ring-uk",{"text":171,"type":58}," (or sometimes software as a subscription). Instead of ",{"text":173,"type":58,"marks":174},"developing",[175],{"type":127,"attrs":176},{"href":177,"uuid":53,"anchor":53,"target":53,"linktype":35},"https://www.appypie.com/app-builder/appmaker",{"text":179,"type":58}," and installing tools in-house, businesses pay to use ready-made solutions for a set period of time - usually year-by-year.",{"type":51,"content":181},[182,186,188,192,194,200],{"text":183,"type":58,"marks":184},"This model is so popular because of its convenience",[185],{"type":116},{"text":187,"type":58},". In the past, if you wanted a high-functioning database, for example, you'd have to build it from scratch. That meant finding a database expert and committing months or more to this one project. And then there would be ",{"text":189,"type":58,"marks":190},"ongoing costs and time to keep it updated",[191],{"type":116},{"text":193,"type":58}," and fix bugs. But all of this is built into the ",{"text":195,"type":58,"marks":196},"SaaS pricing",[197],{"type":127,"attrs":198},{"href":199,"uuid":53,"anchor":53,"target":53,"linktype":35},"https://blog.chartmogul.com/saas-pricing-report/",{"text":201,"type":58}," structure.",{"type":51,"content":203},[204,206,212],{"text":205,"type":58},"Today, there are numerous database products that can be set up immediately. Everything works as it should, and if something breaks, there's a team ready to fix it. And since most of these tools are hosted ",{"text":207,"type":58,"marks":208},"in the cloud",[209],{"type":127,"attrs":210},{"href":211,"uuid":53,"anchor":53,"target":53,"linktype":35},"https://getvoip.com/library/what-is-cloud-uc/",{"text":213,"type":58},", you don't need to set up a dedicated server - another complex and expensive task.",{"type":154,"attrs":215,"content":217},{"level":216},3,[218],{"text":219,"type":58},"Popular SaaS tools",{"type":51,"content":221},[222,224,230],{"text":223,"type":58},"Just to really cement this description, here are a few of the most popular ",{"text":225,"type":58,"marks":226},"SaaS products",[227],{"type":127,"attrs":228},{"href":229,"uuid":53,"anchor":53,"target":53,"linktype":35},"https://spdload.com/blog/what-is-saas-product/",{"text":231,"type":58}," you'll doubtless have come across:",{"type":233,"content":234},"bullet_list",[235,249,268,299,312],{"type":236,"content":237},"list_item",[238],{"type":51,"content":239},[240,247],{"text":241,"type":58,"marks":242},"Sales and marketing tools",[243,246],{"type":127,"attrs":244},{"href":245,"uuid":53,"anchor":53,"target":53,"linktype":35},"https://salesintel.io/blog/10-must-have-sales-and-marketing-tools-for-saas-companies/",{"type":116},{"text":248,"type":58},": HubSpot, Salesforce, Marketo, Close, and others.",{"type":236,"content":250},[251],{"type":51,"content":252},[253,257,259,266],{"text":254,"type":58,"marks":255},"Customer success tools",[256],{"type":116},{"text":258,"type":58},": Intercom, Zendesk, ",{"text":260,"type":58,"marks":261},"eDesk",[262],{"type":127,"attrs":263},{"href":264,"uuid":53,"anchor":53,"target":265,"linktype":35},"https://www.edesk.com/","_blank",{"text":267,"type":58},", and Freshdesk, to name a few.",{"type":236,"content":269},[270],{"type":51,"content":271},[272,276,278,289,291,297],{"text":273,"type":58,"marks":274},"Internal management software",[275],{"type":116},{"text":277,"type":58},": Including Slack, Trello, Asana, ",{"text":279,"type":58,"marks":280},"Notion",[281],{"type":127,"attrs":282},{"href":283,"uuid":284,"anchor":53,"target":53,"linktype":132,"story":285},"notion-finance-templates","890275c7-03fc-4a0d-b95d-48b52fc48909",{"name":286,"id":287,"uuid":284,"slug":283,"url":288,"full_slug":288,"_stopResolving":39},"9 ready-to-use Notion finance templates",213425183,"blog/notion-finance-templates",{"text":290,"type":58},", Google Suite, ",{"text":292,"type":58,"marks":293},"PayFit",[294],{"type":127,"attrs":295},{"href":296,"uuid":53,"anchor":53,"target":131,"linktype":35},"https://www.cfoconnect.eu/en/resources/meetup-recap/cfo-tools/",{"text":298,"type":58},", Spendesk, and Slite.",{"type":236,"content":300},[301],{"type":51,"content":302},[303,310],{"text":304,"type":58,"marks":305},"Developer tools",[306,309],{"type":127,"attrs":307},{"href":308,"uuid":53,"anchor":53,"target":53,"linktype":35},"https://youteam.io/blog/8-tools-you-need-to-work-with-remote-developers/",{"type":116},{"text":311,"type":58},": Atlassian, GitHub, Docker, Visual Studio Code, and many others.",{"type":236,"content":313},[314],{"type":51,"content":315},[316,320],{"text":317,"type":58,"marks":318},"Communication tools",[319],{"type":116},{"text":321,"type":58},": MailChimp, SurveyMonkey, Mention, Hootsuite, Buffer, and more.",{"type":51,"content":323},[324],{"text":325,"type":58},"You doubtless already use a handful of these or others like them. And by the end of the year, you'll have found 10 more to add to your list. Which is wonderful.",{"type":51,"content":327},[328],{"text":329,"type":58},"But because all of these tools are so exciting, you can quickly find yourself with a problem. Managing all those recurring subscriptions is no easy feat.",{"type":154,"attrs":331,"content":332},{"level":156},[333],{"text":334,"type":58},"What is SaaS management?",{"type":51,"content":336},[337,339,345,347,351],{"text":338,"type":58},"SaaS management - sometimes known as ",{"text":340,"type":58,"marks":341},"software asset management",[342],{"type":127,"attrs":343},{"href":344,"uuid":53,"anchor":53,"target":53,"linktype":35},"https://track.g2.com/resources/software-asset-management",{"text":346,"type":58}," involves putting ",{"text":348,"type":58,"marks":349},"processes and structures in place to track active subscriptions, including their usage, their integrations with other tools, and their potential overlaps",[350],{"type":116},{"text":352,"type":58},". Plus - crucially - their payments.",{"type":51,"content":354},[355,357,369],{"text":356,"type":58},"As we've seen, there are now so many good ",{"text":358,"type":58,"marks":359},"SaaS",[360],{"type":127,"attrs":361},{"href":362,"uuid":363,"anchor":53,"target":131,"linktype":132,"story":364},"/blog/saas-statistics","5d4386f5-b229-4d39-969e-aea8f75434f8",{"name":365,"id":366,"uuid":363,"slug":367,"url":368,"full_slug":368,"_stopResolving":39},"40+ eye-opening SaaS statistics for 2022",213435300,"saas-statistics","blog/saas-statistics",{"text":370,"type":58}," services available, and they're typically very easy to sign up for. Thus, companies struggle to keep a clear idea of the tools they use, who manages them, and why they got them in the first place.",{"type":51,"content":372},[373,375,381,383,389,391,397,399,405],{"text":374,"type":58},"There are a range of quality SaaS management services available to help businesses out. These include ",{"text":376,"type":58,"marks":377},"Zylo",[378],{"type":127,"attrs":379},{"href":380,"uuid":53,"anchor":53,"target":53,"linktype":35},"https://zylo.com/",{"text":382,"type":58},", ",{"text":384,"type":58,"marks":385},"BetterCloud",[386],{"type":127,"attrs":387},{"href":388,"uuid":53,"anchor":53,"target":53,"linktype":35},"https://www.bettercloud.com/",{"text":390,"type":58},", and ",{"text":392,"type":58,"marks":393},"Vendr",[394],{"type":127,"attrs":395},{"href":396,"uuid":53,"anchor":53,"target":53,"linktype":35},"https://www.blissfully.com/",{"text":398,"type":58},". You can even find careers in SaaS operations (",{"text":400,"type":58,"marks":401},"SaaSOps",[402],{"type":127,"attrs":403},{"href":404,"uuid":53,"anchor":53,"target":131,"linktype":35},"https://www.zluri.com/blog/saas-operations/",{"text":406,"type":58},").",{"type":154,"attrs":408,"content":409},{"level":216},[410],{"text":411,"type":58},"SaaS payments",{"type":51,"content":413},[414,416,420],{"text":415,"type":58},"In this article, we want to look specifically at the goal of tracking SaaS payments. Because ",{"text":417,"type":58,"marks":418},"when you lose track of the subscriptions running in the background, the costs can quickly mount up",[419],{"type":116},{"text":421,"type":58},".",{"type":51,"content":423},[424],{"text":425,"type":58},"Often, finance teams and managers don't even realise they have certain subscriptions running until the renewal period arrives. Suddenly, they're on the hook for another month (or year!) of software they didn't know existed.",{"type":51,"content":427},[428],{"text":429,"type":58},"Thus, if you can stay on top of your recurring payments - especially those approaching renewals - you better control the company money.",{"type":154,"attrs":431,"content":432},{"level":156},[433],{"text":434,"type":58},"Why's it tricky to track subscription payments?",{"type":51,"content":436},[437],{"text":438,"type":58},"One of the best things about subscription tools is that they tend to be cheaper overall. The amount of time and money you'd have to commit to build these things internally would be enormous.",{"type":51,"content":440},[441],{"text":442,"type":58},"But with dozens of tools running, the overall cost can still become pretty daunting. And more than just the financial costs, there's also a serious administrative burden that comes with managing so many payments.",{"type":51,"content":444},[445,449],{"text":446,"type":58,"marks":447},"Most startups will easily have more than 50 paid SaaS tools running",[448],{"type":116},{"text":450,"type":58}," - not to mention all the free trials! It can easily feel like you're buried under all those email notifications, credit card changes, and invoicing issues.",{"type":51,"content":452},[453],{"text":454,"type":58},"Any business with a serious stack runs into one or more of the following issues:",{"type":51,"content":456},[457,459,463,465,477],{"text":458,"type":58},"- ",{"text":460,"type":58,"marks":461},"It’s always a hassle to get hold of your",[462],{"type":116},{"text":464,"type":58}," ",{"text":466,"type":58,"marks":467},"company credit card",[468,476],{"type":127,"attrs":469},{"href":470,"uuid":471,"anchor":53,"target":53,"linktype":132,"story":472},"company-credit-card","283d36ed-2fde-45c7-b0e8-99a8ef26fc10",{"name":473,"id":474,"uuid":471,"slug":470,"url":475,"full_slug":475,"_stopResolving":39},"Company credit cards: convenient solution or a bad idea?",208729731,"blog/company-credit-card",{"type":116},{"text":478,"type":58}," when you need to pay for a new subscription. Who knows when it was used last, and where it may have ended up now?",{"type":51,"content":480},[481],{"text":482,"type":58},"And if you're an everyday employee, do you really want the pressure of making a mistake, using the card on a dubious payment page, or losing the card altogether?",{"type":51,"content":484},[485,487,491,493,499],{"text":486,"type":58},"- Your accountant or finance team is constantly struggling every month ",{"text":488,"type":58,"marks":489},"trying to track down all those recurring expenses",[490],{"type":116},{"text":492,"type":58},". Slack messages and ",{"text":494,"type":58,"marks":495},"recurring emails",[496],{"type":127,"attrs":497},{"href":498,"uuid":53,"anchor":53,"target":53,"linktype":35},"https://chrome.google.com/webstore/detail/rightinbox-email-reminder/mflnemhkomgploogccdmcloekbloobgb?hl=en",{"text":500,"type":58}," get sent out left and right asking \"please can you send me the invoice for [SaaS tool]?\"",{"type":51,"content":502},[503,505,516,518],{"text":504,"type":58},"- You’ve probably heard Tom from the ",{"text":506,"type":58,"marks":507},"Marketing team",[508],{"type":127,"attrs":509},{"href":510,"uuid":511,"anchor":53,"target":53,"linktype":132,"story":512},"marketing-expenses","850c6d2c-b517-4c92-b869-415a47f12f96",{"name":513,"id":514,"uuid":511,"slug":510,"url":515,"full_slug":515,"_stopResolving":39},"The complete guide to managing marketing expenses",208782381,"blog/marketing-expenses",{"text":517,"type":58}," saying with great outrage (only a slight exaggeration) ‘",{"text":519,"type":58,"marks":520},"No way! We’ve been using both Mixpanel and Kissmetrics all that time? But it’s the same thing! We should have optimised all of this!”",[521],{"type":522},"italic",{"type":51,"content":524},[525,527,531],{"text":526,"type":58},"- Or when Lisa almost had a panic attack after receiving an umpteenth reminder coming from the accountant: she had ",{"text":528,"type":58,"marks":529},"forgotten to provide most of her receipts for the past 3 months",[530],{"type":116},{"text":532,"type":58},". Well, in fact, she has lost half of them…but don’t tell the accountant.",{"type":51,"content":534},[535],{"text":536,"type":58},"- Or what about when the company card actually got lost? It happens to the best of us. The boss did the right thing and cancelled the card.",{"type":51,"content":538},[539,541,545],{"text":540,"type":58},"But that meant that ",{"text":542,"type":58,"marks":543},"every ongoing SaaS payment could no longer process",[544],{"type":116},{"text":546,"type":58},". And your payment details had to be updated one by one.",{"type":51,"content":548},[549],{"text":550,"type":58},"- You're possibly also paying for LinkedIn Premium accounts for salespeople who left six months ago. Chances are, you would never have noticed.",{"type":51,"content":552},[553],{"text":554,"type":58},"- And the biggest pain loss happened the day you came back from summer break and realised you couldn’t access your sales pipeline. Your automatic payment had expired 2 weeks ago and you didn’t notice.",{"type":51,"content":556},[557],{"text":558,"type":58},"We're sure that some of these stories sound familiar. Using the boss’s credit card might work out for a little while, but then when things become serious it turns out to be a real mess.",{"type":51,"content":560},[561],{"text":562,"type":58},"Not to worry! We found the right solution for you… ",{"type":154,"attrs":564,"content":565},{"level":156},[566],{"text":567,"type":58,"marks":568},"Track subscription payments like a pro",[569],{"type":116},{"type":51,"content":571},[572],{"text":573,"type":58},"Properly handling payments involves two key elements:",{"type":575,"attrs":576,"content":579},"ordered_list",{"order":577,"key":578},1,"ol-0",[580,586],{"type":236,"content":581},[582],{"type":51,"content":583},[584],{"text":585,"type":58},"Entering your card details and ensuring that payments will continue",{"type":236,"content":587},[588],{"type":51,"content":589},[590,592],{"text":591,"type":58},"Tracking each payment as part of your ",{"text":593,"type":58,"marks":594},"expense policy",[595],{"type":127,"attrs":596},{"href":597,"uuid":598,"anchor":53,"target":53,"linktype":132,"story":599},"expense-policy-guide","4a84f287-5289-4327-8d93-7fb2a67dae5e",{"name":600,"id":601,"uuid":598,"slug":597,"url":602,"full_slug":602,"_stopResolving":39},"Company expense policy: A guide for modern businesses",208735308,"blog/expense-policy-guide",{"type":51,"content":604},[605,607,611],{"text":606,"type":58},"Every issue identified above basically falls into one of these two areas. So with a good strategy for each, we can ",{"text":608,"type":58,"marks":609},"say goodbye to all those problems",[610],{"type":116},{"text":421,"type":58},{"type":51,"content":613},[614],{"text":615,"type":58},"Here's how to master each of these.",{"type":154,"attrs":617,"content":618},{"level":216},[619],{"text":620,"type":58},"Steer clear of the company credit card",{"type":51,"content":622},[623,625,631],{"text":624,"type":58},"If your company is sticking with the corporate card, this next section is for you. We're convinced that the ",{"text":626,"type":58,"marks":627},"company credit card is a bad idea",[628],{"type":127,"attrs":629},{"href":470,"uuid":471,"anchor":53,"target":53,"linktype":132,"story":630},{"name":473,"id":474,"uuid":471,"slug":470,"url":475,"full_slug":475,"_stopResolving":39},{"text":632,"type":58},". Too little flexibility, and too much risk of fraud.",{"type":51,"content":634},[635,637,641],{"text":636,"type":58},"And as we saw in our examples above, if you ever have to cancel the card, it affects ",{"text":638,"type":58,"marks":639},"every",[640],{"type":522},{"text":642,"type":58}," SaaS tool you have running. Which is a major minefield.",{"type":51,"content":644},[645,647,651,663,665,669],{"text":646,"type":58},"For SaaS payments, ",{"text":648,"type":58,"marks":649},"you really want a ",[650],{"type":116},{"text":652,"type":58,"marks":653},"virtual credit card",[654,662],{"type":127,"attrs":655},{"href":656,"uuid":657,"anchor":53,"target":53,"linktype":132,"story":658},"virtual-credit-card","597845a9-a51b-488b-be6a-8042b973da3d",{"name":659,"id":660,"uuid":657,"slug":656,"url":661,"full_slug":661,"_stopResolving":39},"What is a virtual credit card (VCC) or debit card?",208729742,"blog/virtual-credit-card",{"type":116},{"text":664,"type":58},". These let you enter your company card details on a website, except ",{"text":666,"type":58,"marks":667},"they're not actually your company card's details",[668],{"type":522},{"text":670,"type":58},". They're unique.",{"type":51,"content":672},[673],{"text":674,"type":58},"This method has a few very clear advantages:",{"type":233,"content":676},[677,683,689,695],{"type":236,"content":678},[679],{"type":51,"content":680},[681],{"text":682,"type":58},"There's no physical card to lose, or for Rick to take to Australia. Any team members who need access can have it, wherever they are.",{"type":236,"content":684},[685],{"type":51,"content":686},[687],{"text":688,"type":58},"You can have different virtual cards for every payment.* So if one virtual card is compromised (or maxed out), you can simply cancel it and all the other payments go on unaffected. 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And this authorisation can be granted instantly online, so it's still better than going looking for the physical card.",{"type":236,"content":696},[697],{"type":51,"content":698},[699,701,705,707],{"text":700,"type":58},"If your virtual cards are integrated with your expense management system, you also ",{"text":702,"type":58,"marks":703},"kill the issue of reconciling payments at the end of the month",[704],{"type":116},{"text":706,"type":58},". ",{"text":708,"type":58,"marks":709},"We're about to go into this in detail.",[710],{"type":522},{"type":51,"content":712},[713,715,719],{"text":714,"type":58},"*Note: Not every supplier lets you have multiple virtual cards. 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This is excellent when it comes to tax time, and a lifesaver during an audit!",{"type":51,"content":832},[833],{"text":834,"type":58},"What you want is software that has the payment method built in. For SaaS subscriptions, that means a tool that gives you virtual cards, and then tracks every payment made.",{"type":154,"attrs":836,"content":837},{"level":156},[838],{"text":839,"type":58},"The best tool to manage subscription payments",{"type":51,"content":841},[842],{"text":843,"type":58},"Spendesk lets you easily manage and pay for all your subscriptions. With a simple click, a teammate can make an online subscription request in Spendesk, fill in the supplier name, and ask for a slice of the monthly budget.",{"type":51,"content":845},[846],{"text":847,"type":58},"This request requires a manager’s approval to be validated, if you want approval to be mandatory. 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